So, I get this thing mailed to me today-did not ask for it or apply-it just came. Suppose because I have used them in the past for certain money transfers. Anyway, the whole f' thing comes in SPANISH. Now, mind you, I do not have a SPANISH, MEXICAN, SOUTH AMERICAN or any other last name that would indicate why I should get this in SPANISH. I guess WU just assumes that the whole world reads SPANISH. Too Funny.